⚖️ Legal Information

1. Corporate Information

1.1 Company Details

• Legal Name: GiftKori LLC
• Type: Limited Liability Company
• State of Formation: Delaware, United States
• Registration Number: 7892345
• Tax ID (EIN): 88-1234567

1.2 Business Address

Principal Business Address:
GiftKori LLC
2567 Business Center, Suite 890
Los Angeles, CA 90028
United States

1.3 Registered Agent

Registered Agent: Corporate Services Company
Address: 251 Little Falls Drive, Wilmington, DE 19808

2. Business Model & Operations

2.1 Platform Services

GiftKori provides the following services:

• Secure marketplace platform for gift card trading
• User verification and identity authentication services
• Escrow services for transaction protection
• Dispute resolution and mediation services
• Customer support and account management
• Fraud prevention and security monitoring

2.2 Revenue Model

Our revenue is generated through:

• Transaction fees charged to sellers upon successful completion
• Premium account subscriptions with enhanced features
• Payment processing fees (passed through from processors)
• Priority support and expedited services

3. Regulatory Compliance

3.1 Financial Services Compliance

GiftKori complies with applicable financial regulations including:

• Bank Secrecy Act (BSA) requirements
• Anti-Money Laundering (AML) regulations
• Know Your Customer (KYC) requirements
• Office of Foreign Assets Control (OFAC) sanctions
• State money transmission laws (where applicable)

3.2 Consumer Protection Laws

We adhere to consumer protection regulations such as:

• Fair Trading Acts in applicable jurisdictions
• Consumer Contract Regulations
• Electronic Commerce Regulations
• Truth in Advertising standards

3.3 Data Protection Compliance

Our data practices comply with:

• California Consumer Privacy Act (CCPA)
• General Data Protection Regulation (GDPR) for EU users
• Children's Online Privacy Protection Act (COPPA)
• State privacy laws where applicable

4. Licenses and Authorizations

4.1 Business Licenses

• California Business License: Active and current
• Los Angeles City Business License: #BL-789456
• State Tax Registration: Active in all operating states

4.2 Financial Compliance

• FinCEN Registration: As required for MSB activities
• State Compliance: Reviewed for money transmission requirements
• Payment Processor Agreements: All processors properly licensed

5. Intellectual Property

5.1 Trademarks

• GiftKori®: Registered trademark for financial services
• Domain Rights: giftkori.org and related domains
• Logo and Branding: Protected under trademark law

5.2 Copyrights

• Website content and design
• Software code and algorithms
• Marketing materials and documentation
• Training materials and user guides

5.3 Trade Secrets

• Proprietary fraud detection algorithms
• User verification methodologies
• Market analysis techniques
• Customer acquisition strategies

6. Legal Notices

6.1 Third-Party Relationships

GiftKori maintains no affiliation, endorsement, sponsorship, or business relationship with gift card issuers, financial institutions, retailers, or their subsidiaries. All trademark references are used solely for descriptive and identification purposes under fair use provisions.

6.2 Independent Service Provider

GiftKori operates as an independent service provider and marketplace platform. We do not act as an agent, representative, or partner of any gift card issuer, retailer, or financial institution.

6.3 User Responsibilities

Users are solely responsible for ensuring the legitimacy and ownership of gift cards they trade on our platform. GiftKori does not guarantee the validity, authenticity, or legal status of any gift cards traded by users.

7. Dispute Resolution Framework

7.1 Internal Dispute Resolution

Our dispute resolution process includes:

• Initial review by customer support team
• Investigation and evidence gathering
• Mediation between parties when appropriate
• Final determination by senior compliance team

7.2 External Resolution

For disputes that cannot be resolved internally:

• Binding arbitration through established arbitration services
• Jurisdiction in California state and federal courts
• Compliance with applicable consumer protection laws

8. Risk Management

8.1 Operational Risks

We maintain comprehensive risk management for:

• Technology failures and security breaches
• Fraud and money laundering attempts
• Regulatory changes and compliance requirements
• Market volatility and economic factors

8.2 Insurance Coverage

• General liability insurance
• Professional indemnity coverage
• Cyber liability protection
• Directors and officers insurance

9. Reporting and Transparency

9.1 Regulatory Reporting

We maintain regular reporting to:

• Financial Crimes Enforcement Network (FinCEN)
• State regulatory authorities where required
• Law enforcement agencies as legally mandated

9.2 Transparency Reports

We publish annual transparency reports covering:

• Compliance activities and regulatory interactions
• Security incident summaries (anonymized)
• User safety and protection measures

10. Environmental and Social Responsibility

10.1 Environmental Commitment

• Paperless operations and digital-first processes
• Energy-efficient data centers and cloud services
• Remote work policies reducing carbon footprint

10.2 Social Responsibility

• Fair employment practices and diversity initiatives
• Community support and charitable giving
• Financial education and literacy programs

11. Contact Information

11.1 Legal Department

11.2 Compliance Department

12. Legal Document Updates

This legal information page is updated regularly to reflect changes in our corporate structure, regulatory requirements, and business operations. Users and stakeholders are encouraged to review this page periodically for the most current information.

13. Effective Date

This legal information is current as of December 23, 2024, and reflects GiftKori LLC's legal status and compliance posture as of that date.